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Independent guides to points, miles and rewards.

Emirates NBD logo

United Arab Emirates

Emirates NBD Plus Points

Emirates NBD Plus Points explained as a programme: 1 Plus Point = AED 1 on many uses, AED 0.75 as cashback, and conversions to Skywards, Etihad, Avios and Shukran.

Best ways to maximise Emirates NBD Plus Points

  • Use AED 1 options instead of cashback. Cashback is worth AED 0.75 per point.
  • Pay school fees with points at 1 Plus Point = AED 1 (minimum 100 points).
  • Top up nol at 1 = AED 1 (minimum 20 points). Most nol cards can take up to 1,000 points at once.

Current offers

No official offer with a published end date is running right now.

Last checked . Offers come only from official scheme or issuer pages and disappear when they end.

We explain bank rewards programmes for information only. This isn't a recommendation of any card or account.

Summary

  • Value per Plus Point:
    AED 1 on many uses; AED 0.75 as cashback
    Expiry:
    Don't expire while you have an active Emirates NBD card
    Last checked:
    1 November 2026
  • Emirates NBD's rewards currency for cardholders.
  • Spend at AED 1: Rewards Hub travel and hotels, gift cards, Apple products, instant redemption at stores, nol top-ups, school and university fees, and dining and entertainment.
  • Convert: to Skywards, Etihad Guest, Qatar Airways Avios, Air Arabia AirRewards, Shukran and more.
  • Our verdict: the AED 1 uses are the benchmark. Cashback at AED 0.75 gives up a quarter of the value.

Value, with the sums

  • Rewards Hub travel, hotels, gift cards, Apple products, instant at stores

    Rate:
    1 Plus Point = AED 1
    Minimum:
    —

  • nol top-up

    Rate:
    1 = AED 1
    Minimum:
    20 points

  • School or university fees

    Rate:
    1 = AED 1
    Minimum:
    100 points

  • Cashback to the card account

    Rate:
    1 = AED 0.75
    Minimum:
    500 points and an outstanding balance of at least AED 375
  • 1,000 Plus Points = AED 1,000 on AED 1 uses, or AED 750 as cashback.

Conversions

  • Emirates Skywards

    Ratio:
    1 = 7 Miles (minimum 500 points)
    AED 1 Plus Point buys:
    7 Miles
    Cost per mile or point (our sum):
    AED 1 ÷ 7 = AED 0.143

  • Etihad Guest

    Ratio:
    1 = 10 Miles (Phone Banking only)
    AED 1 Plus Point buys:
    10 Miles
    Cost per mile or point (our sum):
    AED 1 ÷ 10 = AED 0.10

  • Qatar Airways Avios

    Ratio:
    1 = 14 Avios
    AED 1 Plus Point buys:
    14 Avios
    Cost per mile or point (our sum):
    AED 1 ÷ 14 = AED 0.071

  • Air Arabia AirRewards

    Ratio:
    1 = 14 AirRewards
    AED 1 Plus Point buys:
    14 AirRewards
    Cost per mile or point (our sum):
    worth USD 0.14 on Air Arabia (100 = USD 1)

  • Shukran

    Ratio:
    1 = 13 Shukrans
    AED 1 Plus Point buys:
    13 Shukrans
    Cost per mile or point (our sum):
    13 × AED 0.05 = AED 0.65, so you lose AED 0.35

  • PAL Mabuhay Miles

    Ratio:
    1 = 11
    AED 1 Plus Point buys:
    —
    Cost per mile or point (our sum):
    —

  • Air India Maharaja Points

    Ratio:
    1 = 20
    AED 1 Plus Point buys:
    —
    Cost per mile or point (our sum):
    —

Emirates NBD also lists Marriott Bonvoy and dnata as redemption options. Check the ratio in the Rewards Hub.

FAQ

How much is 1 Emirates NBD Plus Point worth? AED 1 on many redemptions, or AED 0.75 as cashback.

Do Plus Points expire? Not while you hold an active Emirates NBD card. Once you convert to miles, the airline's rules apply.

Is converting Plus Points to Shukran good value? No. 13 Shukrans are worth AED 0.65, against AED 1 for the Plus Point on other uses.

Sources (official, checked 1 November 2026)

  • Emirates NBD, redeeming Plus Points: https://www.emiratesnbd.com/en/help-and-support/redeeming-plus-points
  • Air Arabia AirRewards (100 points = USD 1): https://www.airarabia.com/en/airrewards

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